BUDGET & CREDIT ADVICE
Individual, confidential counseling.

REPAYMENT PLANS
A common sense alternative to bankruptcy.

HOUSING COUNSELING
U.S. Department of Housing and Urban Development certified.

PRE-FILING BANKRUPTCY COUNSELING
The revised bankruptcy law requires that you receive pre-filing bankruptcy counselingbefore your attorney can file your bankruptcy in court. We offer this counseling in-person or by phone - whichever is more convenient for you.

DEBTOR EDUCATION
This is the second requirement you must fulfill before your bankruptcy is finalized. We offer this course on-line.

EDUCATION
Speakers, workshops, and materials about money management and credit. Single presentations or multi-session programs such as Credit When Credit Is Due, a nationally recognized education series.