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- If you are having difficulty meeting your financial obligations, call to arrange to see one of our counselors.
- At your interview, your counselor will review your financial situation
and create a personalized action plan to meet your
financial needs. Sometimes that’s all you need to get your finances
in order!
- If your debts are so large that you need continuing help, we may suggest that you enter a debt repayment program. In that case, we work with you to develop a realistic budget.
- After helping you establish a balanced budget, we ask your creditors to accept smaller monthly payments to match your new budget. Creditors are still paid in full; it just takes a little longer.
- You make deposits on a regular basis to the CCCS office. These funds are held in a trust account and distributed monthly to your creditors.
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